The protection of your personal data is of utmost importance to Ruhe Kapital Institut. With this privacy policy, we would like to provide you with comprehensive information about what data we collect, how we use it, and what rights you have under applicable data protection laws.

1. General principles
We process personal data exclusively within the framework of legal regulations. The responsible handling of your information is a matter of course for us. All collected data will be treated confidentially and used only for the purposes described in this statement.

2. Collection and Use of Data
We only collect personal data such as name, email address, or payment information when necessary to provide our services. This data is used to provide courses, process payments, and enable communication with you.

3. Storage and Security
Your data is stored on secure servers and protected against unauthorized access, loss, or manipulation using modern technical measures. We undertake to retain data only for as long as required by law or necessary to provide our services.

4. Disclosure to third parties
Your data will only be disclosed to third parties if this is necessary to provide our services (e.g., payment processing) or if there is a legal obligation to do so. Under no circumstances will we sell or rent your data.

5. GDPR – Your rights under the General Data Protection Regulation
Under the General Data Protection Regulation (GDPR), you have the following rights:

• Right to information about the stored data

• Right to rectification of inaccurate data

• Right to deletion of your data, unless there are legal retention obligations

• Right to restriction of processing

• Right to data portability

• Right to object to processing

To exercise these rights, you can contact us at any time: support@ruhekapital.com

6. Confidentiality Policy
We are committed to maintaining the confidentiality of your data. All information you entrust to us will be treated with the utmost care. Internal employees have access only to the extent necessary to provide our services.

7. Cookie Policy
Our website uses cookies to improve user experience and provide certain functions. Cookies are small text files that are stored on your device. We differentiate between essential cookies, which are necessary for the operation of the website, and optional cookies, which help us optimize our offerings.
You can decide for yourself in your browser settings whether and to what extent cookies are stored. However, deactivating certain cookies may result in some website functions no longer being fully usable.

8. Changes to the Privacy Policy
We reserve the right to update this Privacy Policy at any time to adapt it to new legal requirements or technical developments. The current version is always available on our website.

9. Contact
If you have any questions about data protection, you can contact us at any time:
Email: support@ruhekapital.com