Welcome to the Ruhe Kapital Institut website. By accessing our website and using our services, you agree to the following terms and conditions. Please read these terms of use carefully, as they form the basis for your use of our services.
1. General Provisions
The website and all content are provided by Ruhe Kapital Institut. By using this website, you confirm that you are at least 18 years old and have the legal authority to enter into this agreement. If you do not agree to these terms, you may not use our website.
2. Use of Content
All content, materials, texts, and structures on this website are for educational and informational purposes only. Reproduction, distribution, or commercial use of the content is prohibited without prior written permission. Any unauthorized use may result in legal action.
3. Access to the Services
The Ruhe Kapital Institute provides online courses, learning materials, and additional resources. Access is available exclusively through the channels we provide. We reserve the right to suspend or terminate access if a violation of these terms is detected.
4. Service Disclaimer
The content and courses offered are intended solely for the purpose of imparting knowledge. The Ruhe Kapital Institute assumes no responsibility for individual decisions made based on the content provided. We make no guarantees regarding specific results or success. All learning content is general in nature and cannot address every individual situation.
5. Refund Policy
Customers have the right to withdraw from the contract within 14 days of purchasing a course, provided the course has not been fully used. To request a refund, please submit a request to our contact address. After reviewing the terms and conditions, the amount paid will be refunded within 14 business days. Courses that have already begun or been fully completed are not eligible for refunds.
6. Limitation of Liability
The Ruhe Kapital Institut is not liable for any direct or indirect damages that may arise from the use of the website or the services offered. This includes technical malfunctions, data loss, or interruptions in access.
7. Changes to the Terms and Conditions
We reserve the right to modify or amend these Terms of Use at any time. Changes will take effect immediately upon publication on our website. It is the responsibility of users to review the Terms and Conditions regularly.
8. Contact
If you have any questions about these Terms of Use or our offers, you can contact us at any time:
Email: support@ruhekapital.com
9. Applicable Law
These Terms of Use are governed by Swiss law. The place of jurisdiction is the registered office of Ruhe Kapital Institut.
Final provision
By using our website, you confirm that you have read, understood, and agree to these terms and conditions.